Meridian routes your USDC into the highest-yielding vaults on Stellar. No bank account. No gas fees. Built for West Africa.
Across West Africa, inflation runs double-digit while savings accounts pay a fraction of that. Most DeFi makes it worse — not better.
Nigeria's average inflation in 2024, per the National Bureau of Statistics. Every naira saved in a bank loses a third of its purchasing power in a year.
The average fee to receive a remittance in West Africa, per the World Bank 2023 report. Banks extract hundreds of millions in transfer fees every year.
The cost to move any amount of USDC on Stellar, settling in 5 seconds. Not $50 in Ethereum gas. A fraction of a cent — designed for real people.
How it works
Freighter is a free Stellar browser extension. No seed phrase sharing, no custodial risk. You hold your keys — always.
Meridian pulls real-time rates from Blend Capital and DeFindex. Every vault ranked by yield. No spreadsheets, no guesswork.
Approve a single transaction in Freighter. Meridian builds the unsigned XDR — your private key never leaves your device.
Meridian doesn't reinvent the wheel. It aggregates the best yield from two of the most credible protocols already running in production on Stellar.
The leading decentralized lending and borrowing protocol on Stellar. Open-source, audited, and actively maintained. Deep USDC liquidity with a proven track record in production.
↗Automated yield vaults built on Stellar smart contracts. Composable, capital-efficient strategies designed to optimize return over time — without manual intervention.
Open source
Meridian is fully open-source. Every commit, every design decision, and every issue is public. If you build on Stellar or care about financial access in emerging markets, there is a place for you here.